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Cops want my car.

5.1K views 50 replies 29 participants last post by  Kracus  
#1 ·
I bought a 2003 Tib back in 2002 and have had it now for quite awhile. I have Just over a year left on my lease and now it seems the cops want my car.

The story on what happened was that I was at work. A good friend of mine who let me use his car years ago when I was hard pressed asked me if he could borrow my car to go pick up his daughter. He recently was pulled over for driving with no insurance so he no longer has any wheels. Well I let him borrow my car without even thinking twice about it, he was a very good friend and I didn't have any reason to think he'd do anything.

Well, that night he got pulled over with 2 ounces of cocaine in the car. The cops seized my car and now they say they won't give it back. They want me to forfeit my baby because I'm a good friend!!!!

I live in New Brunswick Canada, anyone ever hear of anything like this before? Can they do this to me? I work my ass off for my car and I've been working overtime pretty much every week because insurance company's charge rediculous prices around here (it costs me more per month in insurance than the cost of my lease) and now they want me to just lose everything. Because of the fact I don't have much money I can't even afford an attorney. Anyway I'm basicly ****ed and thought I'd post here to see if anyone has ever heard of this before since I browse this forum all the time although I rarely post.

Thanks
 
#3 ·
it is absolutely legal. that is a HUGE amount of cocaine...really, so they can charge him with intent to distribute, and since he was using your car as a method of transportation, it is likely that he was using that as a method to distribute.

your car is as good as gone unless you beg the DA otherwise

worst part is...you still owe the rest of your payments
 
#4 ·
Just a thought, but you might want to explain this to the lease company as they also have an interest in your car. They could also just turn it around on you, but at least the lease co. will have an attorney. If you've been good on your payments, and have done biz with them in the past, they might back you up.
 
#11 ·
i don't know if he is still going to trial even though he admitted to it. But until all proceedings are over with the car can't leave impound in case they need it for evidence of any kind. It might turn out that he killed someone and used your car, <---hey you never know. Just stay on top of it and be nice to whoever you talk to, including the secretaries, they can make or break you.
 
#12 ·
The leasing company doesn't care if the car got siezed... all they care about is the balance owed. They aren't going to help you. Why should they? Whether you have the car or not, you still owe the money and car or no car, they will collect. Sorry to hear... good luck. This is why nobody drives my car but me. You keep referring to him as a good friend. He lied to you. He knew what he was doing. He could have made a choice. I wouldn't be thanking him for trying to help you... I would be beating the **** out of him for putting you in a position where you need help.
 
#14 ·
well from what Iv been told is that they cant sell your car or take it away from you. but they can hold it for 30 days and then you have to pay for it to get it out. happend to one of my friends, they held his car for 30 days and then he had to drop about 3000 bucks to get it back and ever day it went up. He didnt pay it so the car was sold sad times. But i would say get a lawer cus if he can get the car back for u its worth the money. Good luck and im praying for you car :3_sadley:
 
#16 ·
Yeah I know law's in the US say they can reposess the car but I've been doing some research and I don't think New Brunswick laws are the same... it seems they might have to charge me with profiting from the crime in order to seize my car which I was definitely not.... I just wish I had access to a godamn lawyer! I should just go to one and tell them I have a brand new car in the pound and that if they can get it out I'll sell it to pay for their fee's that way I'd still lose the car but might have some money kicking around to get another one.... Maybe a V6 this time :p
 
#17 ·
Yeah I know... but to be honest no one knew this guy was a cocaine dealer, the guy played baseball on a charity league that had a team of cops on it! Like this could very well have been your next door neighbor, it was a surprise to me and all of my friends. He had a lot of friends though he's well known in town around these parts as a nice guy. I know it's easy to say well tough luck pick better friends but anyone around here wouldn't say that because they all knew him too and he was highly regarded as a very good person. You know, donates to charity, organizes events around town he managed a very respectable pool hall....
 
#18 ·
GrAsShOpPeR said:
The leasing company doesn't care if the car got siezed... all they care about is the balance owed. They aren't going to help you. Why should they? Whether you have the car or not, you still owe the money and car or no car, they will collect. Sorry to hear... good luck. This is why nobody drives my car but me. You keep referring to him as a good friend. He lied to you. He knew what he was doing. He could have made a choice. I wouldn't be thanking him for trying to help you... I would be beating the **** out of him for putting you in a position where you need help.

Well, if the leasing company has nothing to reposses when you stop paying on a car you no longer have, then it definately becomes their interest. If he claims bankruptcy after losing his car because no-one backed him up, then they lose out both ways.

So yes, they DO have a stake in this.
 
#19 ·
Well, I would think that they would hold the car until the proceedings are over and then give it back to the owner.

I don't know about Canada, but here, 2 ounces would be a felony and an easy 12 to life.
 
#21 ·
monkman33 said:
Well, if the leasing company has nothing to reposses when you stop paying on a car you no longer have, then it definately becomes their interest. If he claims bankruptcy after losing his car because no-one backed him up, then they lose out both ways.

So yes, they DO have a stake in this.
just because you stop paying, doesn't mean you still don't owe the money. Then comes late fees, interest, penalties and so on. Think about it... what is worse, a debt that is written off because of reposession or a balance owed that now greatly exceeds the financed amount... trust me, you would rather have the repo because that owed balance will haunt you for the rest of your life until you settle it. So, there is more incentive that way. To the bank, the car is worthless. All they want is the money. They don't want the car. It costs too much. They certainly are not going to hire a firm to try to get the car back so they can reposess it. That's retarded. All they want is their money and the best way is t make sure you can't get financed for a lollipop.... which will be the case so long as you have that open, unpaid debt hanging over your head.
 
#22 ·
Yeah well he's right though if they reposess this car I'm not paying for it. I'll declare bankruptcy which voids all payments and in the future. I will have a bad credit report for 7 years but **** that, I'm not paying another 15,000$ for empty space because the cops decided they want to screw over some innocent guy. I've worked my ass off to afford my car I'm not going to sacrifice another 3 years of my life for nothing. I'll take the bad credit, save the money myself and in the time it'd take me to repay them I'll just buy another car myself rather than going through a financial company.
 
#23 ·
Kracus said:
Yeah well he's right though if they reposess this car I'm not paying for it. I'll declare bankruptcy which voids all payments and in the future. I will have a bad credit report for 7 years but **** that, I'm not paying another 15,000$ for empty space because the cops decided they want to screw over some innocent guy. I've worked my ass off to afford my car I'm not going to sacrifice another 3 years of my life for nothing. I'll take the bad credit, save the money myself and in the time it'd take me to repay them I'll just buy another car myself rather than going through a financial company.
You kids are too funny. Bankruptcy does NOT void all payments in the future. You have a job? Bankruptcy doesn't work like that. Read about it. http://www.bankruptcyaction.com/ You don't just get to wipe away your debt to zero and things will be fabulous in 7 years. NO WAY! If you do your homework you will find that bankruptcy is NOT the answer. If they reposess it you won't owe the full amount, you will owe the balance, minus what they get for it at auction, plus fees. What's left, you owe. It sucks but you didn't get screwed here dude. You handed the keys to your car to a coke dealer. How is that innocent? And IGNORANCE is not INNOCENCE. So you have worked hard, and are not going to sacrafice another 3 years huh... no, you would rather sacrafice a decade? After chap 7, kiss it all good by... credit cards, bank cards.. you can't even use your sears card unless a chap 7 lawyer finds some loop hole. And, when you emerge from 7, it's not over. Banks and creditors still know. They don't miss those things whether 7 years went by or not. Good luck... do your homework, make an educated (not emotional) decision and you will do fine.
 
#24 ·
Maybe things are different in the states. If I declare bankruptcy all they can do is reposess everything I own which is NOTHING except for that car. I know you seem all high and mighty telling me it's my own fault for doing a friend a favor but guess what pal, that's what friends do. In my circle if anyone needs help and asks for it from a friend they get help. Just because I'm a big hearted person doesn't make me a criminal and it certainly doesn't justify the cops taking my car away from me.

As for bankruptcy yes it does work that way. I know someone that's declared bankruptcy before when he had a ton of assets. He hid them, delcared bankruptcy because he owed 113,000$ and got off without having to pay anything at all. Don't get me wrong I think what he did was wrong, he abused the system to get out of a huge debt but he's never paid this debt and lives in a gorgeous house which he bought a MONTH after declaring bankruptcy. So explain that one.

No here if I declare bankruptcy I don't owe anyone anything. The only thing I wouldn't be able to get out of is a student loan, those are the ONLY debts that you cannot clear by declaring bankruptcy.